the simplest way to save family finances. As much as possible reduce the risk of your trade payables. Growing business by way of debt, is allowed. But be careful with your debt. An additional debt repayment load in poor business financial condition will only worsen your business situation. For that, if the existing income can not meet the needs of the business, as much as possible reduce your debt risk. Manage debt risk in the right way. Simplicity is the hallmark of a Chinese family. Can be seen with the habit of cooking food at home. Not buying food in a stall. When the meal arrived, the whole family gathered to eat together. This is what makes the bond in the family strong.
Do not ever expect the food menu served always meet the perfect 4 healthy 5. The menu of rice with tofu and tempeh is enough for them. Occasional cooking of beef or chicken meat as a variation. But this is usually done if there is a big family event or a celebration. Not only that, when going to work, the husband or the head of the family must bring lunch for lunch. Including their children who attend school until noon. Bringing food from home is the simplest way to save family finances. Although known for its simplicity in life, the Chinese are not afraid to buy expensive items. But this is not a waste. They already have their own calculations when going to buy goods that are expensive with quality guaranteed.
Do not ever expect the food menu served always meet the perfect 4 healthy 5. The menu of rice with tofu and tempeh is enough for them. Occasional cooking of beef or chicken meat as a variation. But this is usually done if there is a big family event or a celebration. Not only that, when going to work, the husband or the head of the family must bring lunch for lunch. Including their children who attend school until noon. Bringing food from home is the simplest way to save family finances. Although known for its simplicity in life, the Chinese are not afraid to buy expensive items. But this is not a waste. They already have their own calculations when going to buy goods that are expensive with quality guaranteed.
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| The simplest way to save family finances |
The Chinese are always far-sighted. By buying quality goods even though they have to pay more, they are actually already making long-term investments. Quality goods and expensive selling usually will not degrade drastically like cheap goods in general. How much is saved from your monthly income? On average we will definitely set aside about 10-20% of income for savings. It is still a lot of inconsistent to always save every month monthly salary.
Want to know what percentage of Chinese earnings are saved? They will set aside at least 50% of income. Even many who save more than half of his income. Imagine, the Chinese are always concerned with increasing their savings rather than spending on things that are not important. Saving is a must in almost all Chinese families. These savings will be used when there is a sudden need or indeed have to buy a much needed item. Remember, the required items are not desirable. You can start saving in discipline from today. If not yet in a large percentage, start with a small amount. But intend to continue to increase the percentage of income saved and done consistently.
Want to know what percentage of Chinese earnings are saved? They will set aside at least 50% of income. Even many who save more than half of his income. Imagine, the Chinese are always concerned with increasing their savings rather than spending on things that are not important. Saving is a must in almost all Chinese families. These savings will be used when there is a sudden need or indeed have to buy a much needed item. Remember, the required items are not desirable. You can start saving in discipline from today. If not yet in a large percentage, start with a small amount. But intend to continue to increase the percentage of income saved and done consistently.